Craft 3 Clean Water Loans

WHAT IS A CRAFT3 CLEAN WATER LOAN?

All septic systems fail eventually...it is a fact of life.  Most of the time a failure of a septic is not planned and can interrupt your life and your pocketbook immensely.  Replacement of a septic system can cost upwards of $30,000!  This is where Craft3 comes in.  Craft3 is Whatcom Counties approved low interest rate loan program (based on income) that provides money for the replacement of failed septic systems.

CLICK HERE TO SEE HOW WE HELPED CHRIS PARKER WITH THE CRAFT3 LOAN PROGRAM!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Clean Water Loan is currently offered in many Washington counties. Over one-thousand families have trusted the Craft3 Clean Water Loan to meet their needs.

 

Eligibility

  • Residential properties in many Washington counties.

  • Loan-to-value and loan amount maximums apply to repayment types.

  • One of the following must apply:

    • your septic system is at least 25 years old;

    • your system is failing;

    • you've been contacted by Health Officials; or

    • you are under orders to fix your septic system

  • Counties currently served by Craft3:

    • Residential Washington: Benton, Clallam, Clark, Cowlitz, Ferry, Franklin, Grays Harbor, Island, Jefferson, King, Kitsap, Mason, Okanogan, Pacific, Pend Oreille, Pierce, Skagit, Snohomish, Stevens, Thurston, Wahkiakum and Whatcom

    • Commercial septic systems: All

 

New as of September 1: Now offering the Clean Water Loan in Benton, Ferry, Franklin, Okanogan, Pend Oreille, Skagit, and Stevens Counties!

We make replacing your septic system easy

  1. Apply Online. Receive pre-approval in as soon as three business days. 

  2. Work with your contractor to design your system, receive permits and finalize project cost.

  3. Sign your loan documents electronically.

  4. Begin your project. Make sure work is completed to your satisfaction.

  5. Authorize final payment to your contractor once your project gets final approval from local officials.

  6. Loan payments, if required, will be automatically withdrawn from your bank account.

 

Rates & Terms

 

Residential Properties Loans are available in select Washington Counties. Rates and terms are determined by applicants’ annual household income. 

 

PLEASE CLICK HERE TO SEE CURRENT RATES!

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